Residential Finance

We Know Low Doc and Credit Impaired Home Loans

We offer a comprehensive suite of products for Low Doc and Credit Impaired borrowers looking to purchase or refinance their Residential properties. We hold all the major bank accreditations along with 2nd tier funders. We pride ourselves in finding the right loan for you and with our breadth of knowledge and experience you can rest assured your interests are being looked after. Our specific niches include, but are limited to:

For Low Doc Borrowers

  • Up to 85% LVR (purchases only)
  • Use of Accountants Declaration or 6 month BAS or 6 month Business Trading Statement
  • Unlimited Cash Out
  • Unlimited Debt Consolidation (including business debts)
  • No Doc options available (Non NCCP only)
  • ABN registration from 3 months
  • SMSF Lending
  • Indicative Offers within 24 hours


For Credit Impaired Borrowers

  • Unlimited defaults and judgements (both paid and unpaid)
  • Defaults and judgements listed 2 years prior, ignored
  • Unlimited arrears
  • Part IX or X payouts
  • ATO debt payouts
  • Wind Up Notice payouts
  • 1 day ex bankrupt
  • SMSF Lending
  • Indicative Offers within 24 hours

If you’d like to speak to a consultant regarding your Residential finance needs please call 0447 018 260